Bevip AI is an educational and informational research tool only. All benefit data, reward valuations, sign-up bonus estimates, and card feature summaries are AI-generated and may be inaccurate, incomplete, or out of date. Nothing in this application or on this website constitutes financial, credit, tax, or legal advice. Always verify current terms, rates, and benefits directly with the card issuer before making any financial decision.
By downloading, installing, or using the Bevip AI mobile application (the "App") or any associated website or service (collectively, the "Service"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree, do not use the Service.
You must be at least 18 years old to use the Service. By using the Service you represent that you are 18 or older.
Bevip AI helps you track and research the benefits, rewards, and perks associated with credit cards and loyalty programs you already hold. The Service uses AI agents and publicly available web sources to research benefit information and delivers results and notifications to your device.
The Service does not:
You interact with the Service using an anonymous device identifier — no account registration, no name, and no email address are required or collected.
We are not a financial adviser, credit counselor, mortgage broker, or affiliate of any card issuer, bank, or financial institution. We have no special or privileged relationship with any card network or issuer.
Sign-up bonuses, earn rates, annual fees, benefits, and all other card features change frequently. All such information surfaced within the App is AI-generated estimates drawn from publicly available sources and may lag real-world changes or contain errors. You must verify all benefit and card information directly with the issuing financial institution before relying on it for any purpose.
Premium features of the App are available through an auto-renewing subscription offered at the following rates:
Subscriptions are purchased through and billed by Apple via the App Store. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews at the end of each billing period unless you cancel at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period at the same rate as your initial subscription.
To manage or cancel your subscription, visit Settings > [Your Name] > Subscriptions on your iPhone or iPad. Cancellation takes effect at the end of the then-current paid period; you will retain access to premium features until that date. We do not offer refunds for partial subscription periods or unused portions of a subscription term, except as required by applicable law. Apple's standard terms for auto-renewing subscriptions apply and are available at https://www.apple.com/legal/internet-services/itunes/.
You agree not to:
All content, design, logos, software, and technology comprising the Service are owned by or licensed to Little Tough LLC and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes in accordance with these Terms.
Nothing in these Terms grants you any right or license to use any trademark, trade name, or logo of Little Tough LLC or of any third party.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, LITTLE TOUGH LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY OF DATA, AND NON-INFRINGEMENT.
We do not warrant that the Service will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, timeliness, or reliability of any benefit information, reward valuations, or other content provided by the Service.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LITTLE TOUGH LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOSS OF DATA, LOSS OF GOODWILL, OR BUSINESS INTERRUPTION — ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE, HOWEVER CAUSED AND REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL OUR AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICE EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO US IN THE TWELVE MONTHS PRECEDING THE CLAIM OR (B) $50 USD.
You agree to defend, indemnify, and hold harmless Little Tough LLC and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to (a) your use of the Service in violation of these Terms, (b) any content you submit or transmit through the Service, or (c) your violation of any applicable law or the rights of a third party.
These Terms are governed by and construed in accordance with the laws of the State of Wyoming, USA, without regard to its conflict of laws principles. You consent to the exclusive jurisdiction and venue of the courts located in Wyoming for any dispute that is not subject to arbitration under Section 11.
Please read this section carefully. It affects your legal rights.
Any dispute, claim, or controversy arising out of or relating to these Terms or the Service ("Dispute") shall be resolved by binding individual arbitration administered by JAMS (or, if JAMS is unavailable, another nationally recognized arbitration provider) under its applicable rules, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened misappropriation of intellectual property.
Class-Action Waiver: YOU AND LITTLE TOUGH LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. IF THIS CLASS-ACTION WAIVER IS FOUND UNENFORCEABLE AS TO ANY CLAIM, THEN THE ENTIRETY OF THE ARBITRATION AGREEMENT SHALL BE NULL AND VOID AS TO THAT CLAIM AND SUCH CLAIM SHALL BE RESOLVED IN COURT.
You may opt out of this arbitration agreement by sending written notice to info@littletough.com within 30 days of first accepting these Terms. Your notice must include your name and a statement that you wish to opt out of arbitration.
We may update these Terms from time to time. When we do, we will revise the Effective Date at the top of this page and, for material changes, provide additional notice (such as an in-app notification). Your continued use of the Service after any changes constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service.
Questions about these Terms may be directed to:
Little Tough LLC
info@littletough.com